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100% Financing – No down payment

Large down payments can be a significant obstacle to homeownership. Our Partner offers a 100% financing solution to responsible borrowers who are ready to buy their dream home, but don’t have the down payment.
Requirements:

• Good credit
• Purchasing primary residence
• No other real estate owned
• Contribute $1000 or 1% of the sale price (whichever is less)

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FHA – Low down payment

FHA(Federal Housing Authority) loans are insured by the federal government and have more flexible requirements for down payments, income qualifications and closing cost contributions.
Features:

• Low down payment requirement of 3.5%
• Available in 15- or 30-year fixed rate mortgages
• For purchase or refinance of primary residence only

Remember, even if you had a FHA mortgage in the past, you can qualify for an FHA mortgage new FHA mortgage every three years.

Most sellers request that all interested parties be pre-approved through a lender.   

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