By Al Ambrose                                                                                                          Photo by Karolina Grabowska

Are you ready to embark on a thrilling adventure and uncover hidden gems at unbeatable prices? Look no further than the secondary market, where the thrill of the hunt meets the excitement of scoring amazing deals!

The Secondary Market: Where the Fun Begins

Imagine strolling through a bustling thrift store, your eyes scanning the racks for that one-of-a-kind find. Or, picture yourself browsing through an online marketplace, your fingers flying across the keyboard as you snag a steal of a deal. The secondary market is where the magic happens, where you can find everything from vintage clothing to rare collectibles to gently used electronics at a fraction of the cost.

Tips for Treasure Hunting in the Secondary Market

So, how do you become a master treasure hunter in the secondary market? Here are some insider tips to get you started:

Be Brave: Don't be afraid to dig through piles of items to find that one special thing.
Keep an Open Mind: You never know what hidden gems you might find in unexpected places.
Research: Know what you're looking for and what it's worth to ensure you're getting a great deal.
Negotiate: Don't be afraid to haggle and get the best price possible.

Government Auction Sites: The Ultimate Treasure Trove**

But that's not all - government auction sites offer a whole new level of excitement and adventure. From seized property to surplus goods, these sites are a treasure trove of bargains waiting to be discovered. Here are some government auction sites to get you started:

Federal Auction: [www.federalauction.com](http://www.federalauction.com)
Government Auctions: [www.govauctions.com](http://www.govauctions.com)
US Marshals Service Auctions**: [www.usmarshals.gov/auctions](http://www.usmarshals.gov/auctions)
FBI Auctions: [www.fbi.gov/services/.../auctions](http://www.fbi.gov/services/.../auctions)
State and Local Auctions: Check your state and local government websites for auction sites and listings.

So, what are you waiting for? Join the thrill of the hunt and start exploring the secondary market today.

By Al Ambrose

As teenagers, we are often asked to make one of the most important decisions of our lives - choosing a college major that will shape our future careers. However, the reality is that many of us end up working in fields completely unrelated to what we studied in school. This disconnect between college and reality is a growing concern that needs to be addressed.

The Pressure to Choose a Career Path Too Soon
In today's society, there is immense pressure on teenagers to choose a college major and, by extension, a career path. Parents, teachers, and society as a whole expect us to have it all figured out by the time we graduate high school. The truth is, most of us have little to no real-world experience working in the industries we're considering. We're making a $100,000 or even $200,000 decision based on limited information and even less life experience.

The Consequences of Choosing Poorly
When we choose a college major that doesn't align with our true interests and abilities, the consequences can be severe. We may find ourselves stuck in a career that doesn't fulfill us, or worse, actively makes us unhappy. This can lead to burnout, job dissatisfaction, and even mental health issues. It's no wonder that so many college graduates end up working in fields unrelated to their majors.

Rethinking the Way We Prepare Kids for Life
To address this problem, we need to rethink the way we prepare kids for life after high school. Instead of pressuring them to choose a career path too soon, we should encourage them to explore their interests and passions. This could involve internships, job shadowing, and other hands-on experiences that give them a taste of what it's like to work in different fields.

Alternatives to Traditional College Majors
Another solution is to consider alternatives to traditional college majors. For example, many schools now offer interdisciplinary programs that allow students to combine their interests in multiple fields. This can be a great way to explore different areas without committing to a single career path.

The Importance of Finding Your True Vocation
Ultimately, the goal should be to help young people find their true vocation - the work that aligns with their values, interests, and abilities. This may not always be the most lucrative or prestigious path, but it's the one that will lead to the greatest fulfillment and success in the long run.

In conclusion, the disconnect between college and reality is a serious problem that needs to be addressed. By rethinking the way we prepare kids for life and encouraging them to explore their interests and passions, we can help them make more informed decisions about their futures and find work that truly fulfills them.

By Al Ambrose 

Wendy was on the hunt for a way to make money online. As she scrolled through her Facebook feed, an ad for a company called Opinipix (real company name) caught her eye. The ad featured a captivating video, promising that individuals could make money simply by sharing their opinions about different companies. According to the presenter, companies were willing to pay substantial amounts to regular consumers like Wendy for their opinions on products, services, and overall company experiences.
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The video showcased numerous satisfied customers sharing testimonials about how easy the app was to use and how much money they were earning. People in the video were shown making substantial amounts of money just by answering a few questions on a daily basis. Wendy was captivated by the promise of an easy and lucrative way to address her financial concerns.

As the presentation came to an end, the presenter launched into the standard sales pitch reminiscent of late-night infomercials, emphasizing the incredible value being offered. He claimed that the company could have charged thousands of dollars for the service, but due to his desire to help as many people as possible, he was offering the amazing app for the unbelievably low price of $23.

Wendy's initial excitement was met with a moment of hesitation. A small voice in the back of her mind urged her not to use her regular payment card. It cautioned her about potential hidden charges and unknown factors that the presenter hadn't discussed. Recalling that she had a solution, Wendy opened Revolut app and used her virtual payment card from Revolut, a service she had previously used to shield herself from online scammers. With her Revolut virtual debit card in hand, she proceeded to make the purchase, safeguarding herself against potential risks.

Wendy's cautious move paid off. The app she downloaded turned out to be a complete fraud and scam. It bore no resemblance to the promises made in the videos and was riddled with incessant advertisements, offering no actual opportunity to earn money. Disheartened, Wendy swiftly submitted the necessary information to request a refund. She also noticed that the company's attempts to transact with her card were thwarted several times, thanks to the protective measures provided by her Revolut virtual card.

The experience taught Wendy a valuable lesson. Whether it's identity theft scammers or individuals peddling get-rich-quick schemes, online scammers are primarily driven by the desire to access people's money. Wendy realized that she could protect herself against these super scammers by leveraging card services like Revolut to block their attempts.

As she reflected on her experience, Wendy recognized the importance of using secure payment methods to shield herself from potential online scams. She was so happy that Revolut offered free virtual debit cards that she could use for one time transactions. Hopefully share her story to help others avoid falling victim to similar schemes. Click the link below to discover why millions of people have chosen Revolut as their free means of blocking online scams. Sign up now for free and safeguard yourself against the super scammers. Join me and over 40 million users who love Revolut. Sign up with my link below: https://revolut.com/referral/?referral-code=alvinaydr


​Please Note: The link in this post is clickable, and we may get some benefit from it monetarily.  We are affiliate/partners with a few of the service providers.

By Al  Ambrose                                                                                                                    Photo by Karolina Grabowska

Looking to get your business website up quickly? Here are three efficient ways to make it happen:

1. **DIY with a CMS like Weebly:**
   - Save money by doing it yourself using a Content Management System (CMS) like Weebly.
   - We recommend Weebly for its user-friendly drag-and-drop interface and a variety of website templates.
   - With Weebly Designer platform, you can even design and resell websites easily.
Click to start 

2. **Hire an Experienced Designer:**
   - Utilize the expertise of a designer with years of experience to get your website up and running fast.
   - Our basic web packages start at $250, with ongoing management and hosting for $38 a month.
   - This option allows for scalability as your business grows, with the designer adding features to your site.
Click to start 

3. **One and Done with Fiverr Web Developers:**
   - Opt for a quick solution by hiring a web developer on platforms like Fiverr.
   - Get your website designed and running in just a few days, with no ongoing management required.
Click to start

Click the links in this post to explore these option works best for you. Please note that we may receive financial benefits if you use the provided links. If you're unsure or not tech-savvy, reach out to us for assistance. Contact us via the number below or click the link to ask any questions.
​Call 240-880-8557

Let's get your business online efficiently and effectively!  #WebsiteDevelopment #BusinessGrowth #TechSolutions

By Al Ambrose

As the threat of World War III and financial collapse looms, billionaires are seeking refuge in their luxurious bunkers. However, for the average person, the cost of building such a fortress is out of reach. But fear not! An alternative solution exists, one that allows everyday individuals to escape impending chaos, enjoy life, and prepare for uncertain times. Welcome to the world of the expat lifestyle, where prepaying rent in countries across the globe provides secure housing at incredibly affordable rates.

Building a billionaire's bunker requires unimaginable wealth, making it an unrealistic option for most individuals. However, there is a way to secure a safe haven without breaking the bank. By embracing the expat lifestyle, people can prepay their rent in countries with lower living costs, ensuring a place to stay and wait out pending disasters.
One of the remarkable advantages of being an expat is the ability to prepay rent for an extended period. In many countries, individuals can use their current earnings, savings, or even the sales of material possessions to cover their housing expenses. Astonishingly, renting a comfortable home for an entire year can cost as little as $5,000, providing a secure base to weather any storm.

With rent securely prepayed, expats can redirect their attention and resources towards other essential living expenses. Food, transportation, and day-to-day costs become more manageable when the major concern of housing is already taken care of. This allows individuals to maintain a comfortable lifestyle while preparing for potential disasters.
The expat lifestyle not only offers security through prepaying rent but also brings a myriad of advantages beyond living in a bunker. These benefits include:

- Cultural Immersion: Living abroad allows individuals to immerse themselves in new cultures, broaden their horizons, and gain a deeper understanding of the world.
- Lower Cost of Living: Many countries with affordable housing options also offer a lower overall cost of living, enabling expats to stretch their budgets and live comfortably.
- Adventure and Exploration: From picturesque landscapes to historical wonders, expats have the opportunity to explore new places, try different cuisines, and embark on thrilling adventures.

Preparing for an expat lifestyle involves strategic planning and foresight. Researching potential destinations, understanding visa requirements, and seeking professional advice are essential steps to ensure a successful transition. Many expat relocation services have helped guided countless individuals and families through this process, helping them secure affordable housing and navigate the path to becoming an expat. While billionaire bunkers may be out of reach for most, the expat lifestyle offers an attainable and secure alternative.Embrace the expat lifestyle and unlock the joys of exploration, cultural immersion, and personal growth. Contact us via direct message to learn more about becoming an expat and securing a future filled with security and opportunity, without the need for a billionaire's bunker. Get FREE info on becoming a Expat https://cutt.ly/WwLG9v9d

By Al Ambrose                                                                                                   Photo by Asad Photo Maldive

Moving to another country to become an expat is very feasible but what do you do if you don't have the funds to travel. In this article I'm going to share with you 10 low cost solutions that could possibly be free for you to travel to your new host country.  Here are ten tips to get low cost and no cost travel.

1. Look for job opportunities online that offer relocation packages or cover travel expenses.

2. Apply for scholarships or grants that cover tuition fees and living expenses.

3. Volunteer with organizations that provide free accommodation and meals.

4. Consider house-sitting or pet-sitting for locals who are traveling.

5. Look for travel rewards programs that offer free flights or hotel stays.

6. Consider couchsurfing or homestays for free accommodation.

7. Explore teaching English as a foreign language, as some programs offer free housing.

8. Seek out cultural exchange programs that provide free room and board.

9. Investigate opportunities for remote work or freelancing to sustain yourself while living in the country.

10. Consider starting a location-independent business to generate income while living in your new host country.

Bonus tip: As an additional bonus tip, if you agree to be a companion to someone who is nervous about traveling overseas they maybe willing to pay for your trip. All you need to do is advertise that you offer this service and tell them the destinations that you're willing to travel to. If they pay for your fare, you can help them navigate the journey and provide support. This way, you can both enjoy the experience of traveling and living in many beautiful countries.

It's important to note that while these strategies can help reduce costs, there will still be expenses associated with relocating and living in any country.

For more detailed information on becoming an expat DM me and I will be more than delighted to help you with your expat journey.

By Al Ambrose                                                                                                                           Photo by  Andrea Piacquadio

Brace yourself for the rollercoaster ride of the looming recession and the wave of layoffs sweeping across the globe! It's no time to panic, though. Rather, it's an opportunity to take charge of your financial destiny and show the recession who's boss. In this thrilling article, we'll unveil 18 recession money rules that are bound to make your wallet shout with joy. Get ready to buckle up as we embark on an adventure to navigate the unpredictable economic landscape, generate income, and emerge victorious in the face of adversity. So, grab your financial superhero cape and let's dive into the exhilarating world of recession-proof money strategies.
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In uncertain times, it's crucial to be prepared and proactive when it comes to managing your finances. With the possibility of a recession looming, it's essential to adopt specific money rules that can help you weather the storm and even generate income. Here are 18 recession money rules to consider:

1. Build an Emergency Fund: Start saving an emergency fund that covers at least six months' worth of living expenses. This will provide a safety net during difficult times.

2. Reduce Debt: Focus on paying off high-interest debt as quickly as possible. Minimizing debt will help alleviate financial pressure during a recession.

3. Diversify Your Income: Look for additional sources of income to supplement your primary job. Consider freelance work, online gigs, or starting a side business.

4. Cut Unnecessary Expenses: Evaluate your spending habits and reduce discretionary expenses. Prioritize essential items and cut back on non-essential purchases.

5. Review Insurance Coverage: Ensure you have adequate insurance coverage for health, life, and property. Review policies and make necessary adjustments to protect yourself and your family.

6. Invest Wisely: Be cautious with your investments during a recession. Seek professional advice and consider diversifying your portfolio to minimize risks.

7. Focus on Essential Needs: Prioritize essential expenses like food, housing, and utilities. Trim down on luxury items until the economy stabilizes.

8. Learn New Skills: Invest in your personal and professional development. Acquiring new skills can enhance your employability and open up opportunities.

9. Network and Collaborate: Build a strong professional network and collaborate with others in your industry. This can lead to new job prospects or business opportunities.

10. Explore Remote Work Options: With the rise of remote work, consider jobs that offer flexible work arrangements. This can provide stability and income during uncertain times.

11. Stay Informed: Keep up-to-date with news and economic trends. Understanding market shifts and industry changes can help you make informed financial decisions.

12.  Save on Utilities: Be mindful of your utility usage. Implement energy-saving practices to reduce expenses and conserve resources.

13. Seek Financial Guidance: Consult a financial advisor to create a recession-proof financial plan. They can help you navigate economic downturns and make strategic financial decisions.

14.  Explore Cost-Cutting Measures: Look for ways to save on everyday expenses. This could include carpooling, meal planning, or shopping for deals and discounts.

15.  Invest in Your Health: Prioritize your physical and mental well-being. Maintaining good health can help you avoid costly medical expenses during challenging times.

16.  Consider Downsizing: Evaluate your housing needs and explore downsizing options if necessary. This can free up funds and reduce financial strain.

17.  Embrace DIY: Learn to do things yourself whenever possible. From home repairs to basic car maintenance, acquiring DIY skills can save money in the long run.

18.  Stay Positive and Resilient: Maintain a positive mindset and cultivate resilience. Challenges may arise, but your ability to adapt and persevere will be key to your financial success.

Remember, preparing for a recession requires a proactive approach. By following these 18 recession money rules, you can safeguard your finances, generate income, and emerge stronger during challenging times. Stay focused, stay informed, and always be willing to adapt. 

Please Note: All the links in this post are clickable and provide great resources, and we may get some benefit from them monetarily.  We are affiliate/partners with a few of the service providers.

By Al Ambrose

Real estate rentals are a great way to build residual wealth, and the Philippines offers a unique opportunity for those looking to get started. Here are some tips on how to build residual real estate wealth in the Philippines:

Take advantage of low-priced properties: Properties in the Philippines typically cost significantly less to rent than properties in the US, with a three-bedroom house often renting for $500 US or less per month depending on the area and location. There are also many two-bedroom houses that can rent for under $200 a month in the Philippines.

Use the "rent two" strategy: If your intention is to live overseas, you can rent one home and rent out the other one. You can rent out one house and have the rent from that house and the rent on the place that you are residing in. This is a great way for expats and people seeking to be free of their mortgage or housing expense to leverage real estate as a means of freeing themselves from monthly mortgage payments that they have to pay by themselves.

Consider the bed space phenomenon: In the Philippines, you can rent out beds in a home instead of renting rooms. Many times people rent bed spaces for 1,500 pesos to 3500 pesos depending on the amenities and location. This could be a very lucrative venture and even though it doesn't involve Airbnb, it can be used as an alternative for Airbnb if you are uncomfortable with Airbnb arbitrage.

Use a company to sublease the property: Unfortunately, the Philippines does not allow foreigners to buy anything except condos, but you're allowed to rent almost any property for up to 50 years. If you have a company, you can sublease the property and create a residual income stream for yourself in the form of rental real estate.

Take advantage of the Philippine Condominium Act: Foreigners can own condominium units, as long as 60% of the units in the building are owned by Filipinos. This is a great option for those looking to invest in real estate in the Philippines.

Be aware of transaction fees: Real estate transactions always involve more than just the price tag. If you rent property in the Philippines, you can expect to pay several fees, including security deposit, advance rent, and other fees.

In conclusion, real estate rentals are wealth builders because they provide a steady stream of income with minimal risk. You can expand your real estate portfolio very quickly with the low-priced properties in the Philippines. With the right strategy, you can build residual real estate wealth in the Philippines and secure your financial future.

Contact Al Ambrose if you would like help building your restate investment empire in the Philippines.
[email protected]


Please Note: All the links in this post are clickable and provide great resources, and we may get some benefit from them monetarily.  We are affiliate/partners with a few of the service providers.